The report seeks to assess the structure of the insurance sector in Malta with specific focus on the life and non-life sectors of insurance. In particular attention is given to health insurance and reform, motor insurance, business and travel. In terms of life insurance the emphasis is on pension reform and the scope of life insurance. A comparison of the Maltese insurance sector vis-à-vis European Member States is also presented in the report as is the economic contribution of the insurance sector to the Maltese economy.